Jan Dhan at 12: Rural Banking Moves Beyond Account Opening as Transactions, Credit Gain Ground
Aug 28, 2026
New Delhi [India], August 28: Twelve years after the launch of the Pradhan Mantri Jan Dhan Yojana (PMJDY), rural banking is showing signs of moving beyond basic account opening and cash withdrawals, with growing use of credit and other financial services across Business Correspondent networks.
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